Innago vs RentRedi (2026): Free $0 vs a Flat $12–$29.95 Plan

Short answer: Innago is free for landlords with no paid tiers; tenants pay $2 per ACH and 2.99% on cards by default. RentRedi has no free plan—$29.95/mo month-to-month, $20/mo on a 6-month term, or $12/mo billed yearly ($144/yr)—with $1 tenant ACH and the same features on every term.

Best for:

• Best for paying $0 subscription: Innago, because it has no paid tiers at all.
• Best for a predictable flat price that doesn't rise with units: RentRedi, at $12/mo billed yearly for unlimited properties, tenants and teammates.
• Best for the lowest tenant ACH fee: RentRedi, at $1 per payment against Innago's $2.
• Best for faster typical ACH deposits: Innago, at 1–2 business days against RentRedi's typical 2–3.
• Best for built-in Schedule E summaries: RentRedi, which documents a Schedule E report in its help center; Innago's FAQ points to expense tracking plus QuickBooks and Ledgre instead.

This comparison is for self-managing U.S. landlords choosing between a free, fee-funded app and a flat subscription for listings, screening, leases, rent collection and maintenance.

We haven't used Innago or RentRedi with our own rentals. Prices and fees come from each vendor's public pricing and help pages plus Lister's catalog facts, checked November 5, 2026. We don't publish star ratings.

Try Innago (paid link) · Innago listing · RentRedi listing · RentRedi site

Prices at a glance

The detail:

Sources: Innago FAQ, RentRedi pricing, RentRedi payments FAQ.

Cost at 5 units for a year

Assume 5 tenants each pay rent by ACH 12 times (60 payments), nobody pays by card, and you do not absorb ACH fees.

Innago is cheaper in total dollars at this size if tenants keep paying the ACH fee. RentRedi's annual plan costs you $144 and cuts each tenant's ACH fee in half versus Innago. If you absorb ACH for tenants, Innago becomes $120/year out of pocket and RentRedi annual becomes $204.

Rent collection and payout speed

Innago's FAQ says funds usually arrive in one to two business days, with a three-business-day hold the first time a tenant pays or uses a new funding source (and after a failed payment). It partners with Accelerent for optional instant withdrawals.

RentRedi's payments FAQ says deposits typically take 2–3 business days, with a weekday schedule (for example, Monday submissions expected Wednesday). First-time account verification can take longer.

Screening

Innago charges applicants $30–$35 for credit, criminal and eviction history, plus $10 for income verification. Fees are charged to the applicant by default. Its FAQ says reports typically return within minutes through a third-party provider (usually Experian).

RentRedi lists screening as tenant-paid $39.99 (credit, criminal, eviction) or $49.99 with Plaid-certified income verification. Credit reporting is a separate $5.99/mo, landlord- or tenant-paid.

Check your state's caps on applicant fees before you pass costs through. See best tenant screening services.

Listings, leases and ops

Both cover listings/applications, online rent collection, maintenance requests, messaging and mobile apps (iOS and Android).

• Innago syndicates vacancies to sites such as Realtor.com, Zumper and Apartment List (per its FAQ). Built-in e-sign and document templates are included. Expense tracking is built in; deeper books go through QuickBooks or Ledgre integrations. Tenants can opt in to rent reporting to Equifax, Experian and TransUnion.
• RentRedi says every billing term includes the same feature set—rent collection, accounting, screening, listings, messaging, maintenance and support—with unlimited teammates. Its help center documents a built-in Schedule E report, P&L, AI receipt capture and an optional REI Hub add-on for full double-entry accounting. Several marketing claims (Zillow-network syndication, cash payments at retail locations) come from RentRedi's own pages; confirm partner coverage in a demo.

Who each one fits

Innago fits landlords who want every core tool at $0 subscription and are fine with tenant-side ACH ($2) and screening fees funding the product. The 1–2 day payout and lower screening sticker are the practical edges.

RentRedi fits landlords who prefer a flat, known subscription—especially the $144/year annual term—so unit growth doesn't raise the bill, and who want $1 ACH, 2–3 day deposits without an upgrade path, and documented Schedule E summaries in-app.

Two cases where neither is ideal:

• You manage other owners' properties and need trust accounting or owner portals—look at DoorLoop or Buildium instead.
• You only want banking + books, not leasing ops—see Baselane or Stessa.

See DoorLoop's current plans and pricing on its site →

How we checked

On November 5, 2026, we read Innago's FAQ (updated July 14, 2026) and Lister's Innago catalog record; RentRedi's pricing page; RentRedi's payments FAQ; and RentRedi's help articles on Schedule E reports and its accounting suite. Yearly and multi-payment totals are our arithmetic from published fees. We haven't used either product with our own rentals, and neither company paid for this comparison. Confirm current prices on each vendor's site before you subscribe.

FAQ

Is Innago really free for landlords?

Yes. Innago's FAQ says there is no monthly fee, setup fee or contract. Tenants pay $2 per ACH and 2.99% on cards by default, and you can absorb those fees.

Does RentRedi have a free plan?

No — you're charged on subscribe, with a 30-day money-back guarantee instead of a free trial. Month-to-month is $29.95; the lowest published rate is $12/mo billed yearly.

Which has lower tenant ACH fees?

RentRedi at $1 per ACH payment. Innago lists $2. Both let the landlord cover the fee.

Which pays out rent faster?

Innago's FAQ cites 1–2 business days (with a 3-day first-payment hold). RentRedi's payments FAQ cites a typical 2–3 business day deposit.

Does either include Schedule E reporting?

RentRedi's help center documents generating a Schedule E report under Accounting → Reports. Innago's FAQ covers expense tracking and QuickBooks/Ledgre integrations and does not list a native Schedule E report.

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